Whether you need medication to get well from an illness, heal from surgery, or manage a chronic health condition, the monthly costs associated with prescription drugs can be staggering. At first glance, it might seem like there’s nothing you can do to cut costs; if you’re fortunate enough to have insurance, you have to pay the price your insurance requires, right?
if you’re one of 80 million uninsured or underinsured Americans (meaning you have no health insurance or have a high deductible health care plan), affording prescriptions may seem downright impossible. As the debate over how best to address healthcare reform in the United States continues, it is possible to find affordable medication. Here’s how USArx can help you save money on your prescriptions regardless of your insurance status.
What is USArx?
USArx is a healthcare savings company that provides cardholders with prescriptions at a discounted rate. USArx cardholders receive a discount of 10 to 75 percent on all FDA-approved brand and generic prescription drugs at over 60,000 pharmacies nationwide.
How does USArx get discounted rates on medications?
USArx negotiates with drug companies to offer a discounted rate on medications at participating pharmacies. Prices at participating pharmacies will be within several dollars of each other, so there’s no need to search all over town and drive out of your way to try and get the best price.
What medications are eligible for a USArx discount?
USArx offers discounts on all FDA-approved generic and brand name prescription drugs. It’s that simple! Even medications that are not covered by your insurance are offered at a discount with USArx.
How is USA Rx different from insurance?
USArx is not insurance. Unlike insurance, which requires you to meet your deductible and pay a co-pay for the insurance company’s discounted rate on your medication, USArx provides discounts regardless of your insurance status. Cardholders are responsible for paying the negotiated rate provided by USArx. There’s no premiums, paperwork, or maximum coverage limits when you use USArx, and your card never expires, so you won’t have to worry about how to afford your medication at the end of the year.
How can I find out how much my medications will cost with USArx?
It’s stressful to head to the pharmacy with no idea how much your new prescription will cost, isn’t it? With USArx’s website, you can search for your medication by name online and look at the cost at each participating pharmacy. It’s that simple! Prices are updated weekly, so you’ll never be left in the dark about the cost of your prescription again.
What else can I do to lower the cost of my medications?
If you want to keep your prescription costs as low as possible, request the generic version of your medication when your doctor writes your prescription. Generic alternatives use the same formulations and are the same quality as the brand name medications, so you’ll be receiving the same treatment at a lower cost. There are some cases in which a brand name medication may be the best or only choice to treat your condition, so we recommend discussing with your doctor which option is the best for you.
How do I get a USArx card?
Getting your USArx card is easy! Simply visit the USArx website and sign up for the program. No medical information or history is required. All you’ll need to do to start saving is print your card and give it to your pharmacist the next time you go to get your medication. That’s it! You’ll start saving right away. It’s so easy and so worth it, you’ll never have overpay for prescriptions again.